Version 2.0 –1 February 2026
These Terms of Use for the SOLOPAY Platform ("Terms") constitute a legally binding agreement between you
("User," "you") and HRP Limited, a Hong Kong company with its registered office at Room 701, 7/F Lucky Centre, 165-171 Wanchai Road, Wan Chai, Hong Kong ("HRP," "we," "our"), governing your use of the SOLOPAY platform located at app.solopay.pro, including associated mobile applications (collectively, the "Platform"), and the website located at https://solopay.pro.
For purposes of these Terms, "User" means a business entity, including sole proprietors, who are customers of HRP services directly or through HRP's partners and who use the Platform ("Business"), and independent contractors—individuals, including sole proprietors or self-employed persons—who register on the Platform as contractors and have accepted the terms of the Independent Contractor Service Agreement ("Contractor").
These Terms also apply to Platform-related services currently provided or to be provided by HRP or any of its affiliates, as well as software and applications associated with the Platform or any affiliated entities.

1.1 By accessing or using the Platform, creating an account, or providing personal information to us, you acknowledge that you have carefully reviewed and unconditionally accepted the most recent version of these Terms available at https://solopay.pro/terms, without exceptions or limitations, and that you act on your own behalf and in your own interest. If you do not agree to these Terms, please do not use the Platform.

1.2 By granting you Platform access, HRP, acting reasonably and in good faith, believes that (a) you possess all necessary rights to use the Platform, (b) you ensure security of your authentication credentials, (c) you have provided valid information about yourself, (d) you have read and accepted these Terms.

1.3 HRP reserves the right to modify these Terms at any time with notice to Users by publishing the revised Terms on the Platform. In doing so, HRP warrants and represents that the current version of these Terms is valid from the moment of its publication on the Platform. The publication date is indicated in the title of these Terms. You agree that it is your sole responsibility to review the revised text. Your continued use of the Platform after any changes become effective shall constitute your acceptance of such changes, regardless of whether you have received notice of or become familiarized with such changes. If you do not agree to any changes, you shall discontinue using the Platform. HRP assumes no obligation to refund payments made prior to your termination of Platform use.

1.4 Separate agreements and policies may govern specific features or services under these Terms. If any conflict arises between these Terms and such separate agreements or policies, the most recent published version of these Terms shall prevail. However, where additional terms are specifically designated for certain services (such as payment processing or data privacy), those terms shall control for those specific functions.

1.5 These Terms apply to all Users regardless of country of residence. By using the Platform, you confirm that you comply with all legal restrictions and requirements applicable in your jurisdiction. If any local laws, regulations, or requirements conflict with these Terms, please stop using the Platform immediately.

2.1 After accepting these Terms, Users register on the Platform, resulting in account creation for the User.

2.2 During registration, Users must undergo identification by providing certain personal information, including but not limited to full name, passport details, telephone number, and scanned identity document copy. Users shall also provide a "selfie with passport" to verify that the submitted personal information pertains to the identified natural person whose personal information is already in HRP's possession.

By creating an account during Platform registration, Users expressly acknowledge and agree that, by checking the respective box, they provide their full and informed consent to the Platform's Privacy Policy available at https://solopay.pro/policy. The Privacy Policy constitutes an integral part of these Terms and governs the collection, use, storage, and protection of Users' personal information.

2.3 In some cases, other documents may be requested. Users will be made aware during the identification process. Users warrant the genuineness, completeness, and accuracy of identification documents submitted. Submission of false, incomplete, or inaccurate identification documents may result in legal consequences, including Platform account termination or suspension. By submitting identification documents to HRP, Users acknowledge they are formally authorized to perform any actions on the Platform.

2.4 Users are responsible for their account's proper use. Until Users inform HRP that their account has been taken over by third parties, all electronic documents and messages issued by that User are recognized as signed by them.

2.5 Users must use the Platform personally and/or provide account access only to formally authorized persons.

Users are not entitled to communicate or otherwise transfer data which may result in third-party account access.

2.6 By using the Platform, Users agree to receive informational messages about the Platform from HRP. Users may refuse to receive informational messages by using the appropriate Platform functionality or by following instructions specified in received messages.

2.7 Business entities, when granting authorized persons access to the account, must indicate such person's personal information as requested by the Platform. Businesses guarantee that they have received in advance the consent of this person to the processing of specified information by HRP under these Terms and have identified such person.

2.8 Users are required to maintain account and authentication data confidentiality. Until Users inform HRP that their account has been taken over by third parties, all electronic documents and messages issued by that User are recognized as signed by them.

2.9 Users must use the Platform personally and/or provide account access only to formally authorized persons.

Users are not entitled to communicate or otherwise transfer data which may result in third-party account access.

2.10 By using the Platform, Users agree to receive informational messages about the Platform from HRP. Users may refuse to receive informational messages by using the appropriate Platform functionality or by following instructions specified in received messages.

2.11 Users' personal information specified in the account may be used by HRP to send informational messages about Platform changes.

2.12 Personal information may be collected through various means (internet browser, operating system, mobile device, downloaded applications for using our Platform, or our mobile application).

2.13 Information we collect about Users includes device identifiers and IP address, as well as information about devices and systems Users use to access the Platform (e.g., operating system type and version, network information, application version, browser version, and language settings).

2.14 User information helps us improve, develop, and personalize our Services. The Privacy Policy constitutes an inherent part of these Terms. Please read the Privacy Policy carefully to become familiarized with detailed information related to collection, use, and disclosure of your personal information.

2.15 Users may at their own discretion invite third parties to the Platform. Users, acting as personal data operators with respect to such third parties, instruct HRP to store such personal data using the required security hardware and software for proper Terms performance. HRP undertakes to keep such personal data confidential and ensure storage security. In doing so, Users undertake to obtain prior consent from such third parties to receive requests from the Platform.

3.1 HRP is committed to protecting and respecting User privacy in accordance with the Personal Data (Privacy) Ordinance of Hong Kong and other applicable data protection laws. The Privacy Policy, available at https://solopay.pro/policy, explains how we collect, store, and process Users' personal information.

3.2 Users may at their discretion invite third parties to the Platform. Users, acting as personal data operators with respect to such third parties, instruct HRP to store such personal data using the required security hardware and software for proper Terms performance. HRP undertakes to maintain such personal data confidentially and ensure storage security. In doing so, Users undertake to obtain prior consent from such third parties to receiving requests from the Platform.

4.1 HRP offers Users the Platform as a software-as-a-service solution. HRP acts as a service provider for Businesses and has the right to engage contractors (Contractors) for the performance of work and/or provision of services. Through HRP's Platform, Contractors and Businesses can conduct business transactions with HRP.

4.2 Businesses may use the Platform only to enter contracts and conduct transactions with HRP. Contractors may use the Platform only to perform services and execute work for HRP.

4.3 By registering on the Platform or using it in any capacity, Users warrant and represent that they will use the Platform solely for its intended purpose and in compliance with these Terms. This License grants Users a non-exclusive, non-transferable, revocable right to access and use the Platform and related services on the basis of these Terms.

4.4 Except as expressly permitted by these Terms or applicable law, Users are not permitted to, and agree not to permit others (including, but not limited to):

-Decode, reverse engineer, disassemble, or decompile (translate object code into source code) any part of the Platform

-Modify the Platform, including but not limited to changing the program object code or the functioning of the Platform and/or any part thereof, except when such changes are made through embedded features of the Platform and are described in Platform documentation, as well as changes necessary for error correction, provided that HRP is in default with correction of the error, refuses to rectify the error, or is unable to rectify the error due to initiation of insolvency proceedings

-Enable unauthorized persons to use the Platform, namely: disclose your credentials to third parties, including through networking and other channels, as well as sell, lease, let out, or sublicense to third parties usage rights with respect to the Platform (in whole or in part)

-Introduce any changes to information about the Platform's rights holder, including but not limited to changing or deleting rights holder's name, the Platform's name, texts and graphics embedded into the Platform, HRP's logo and other trademarks registered by HRP and third parties

-Create derivative products based on the Platform or any internal functional component of the Platform, combine or integrate the Platform with any software or hardware products for the purposes of creating products competitive to the Platform or for any commercial purposes contrary to these Terms. Users may not use the Platform for commercial purposes as a service or business, or publish or distribute any content that promotes, advertises, or solicits commercial activities by any third party

-Upload, transmit, or distribute any materials or content that HRP, based on its subjective judgment, considers defamatory, obscene, offensive, pornographic, or hateful in nature, or soliciting, abetting, and instructing others to perform unlawful acts such as criminal offense, harmful activity, or self-harm, provoking or causing hostile reaction, especially trolling and bullying, or intending to harass, cause harm, intimidate others, cause suffering, as well as containing any other threats whatsoever, including threats of physical violence

-Use the Platform to distribute materials or content that HRP, based on its subjective judgment, considers defamatory, obscene, offensive, pornographic, or hateful in nature, or soliciting, abetting, and instructing others to perform unlawful acts such as criminal offense, harmful activity, or self-harm, provoking or causing hostile reaction, especially trolling and bullying, or intending to harass, cause harm, intimidate others, cause suffering, as well as containing any other threats whatsoever, including threats of physical violence

-Use the Platform whenever its failure may directly result in death, injury, or substantial physical or environmental damage

-Use technical support or reporting functions for unintended purposes

4.5Should HRP create new versions, updates, upgrades, or other new deliveries relating to the Platform during the term, the above rights shall also apply to these.

4.6In the event of breach of the above provisions, HRP shall reserve the right to block User access, either temporarily or permanently, but not before corresponding notification and granting of a reasonable period of time to remedy the breach by the User. In the event of temporary or permanent block, HRP shall block access authorization and notify the User accordingly. Should the User continue to infringe or repeatedly infringe the above regulations despite corresponding reminder from HRP, HRP may immediately and permanently terminate the contractual relationship with that User without prior notice. HRP has no obligation to provide prior notice or opportunity for correction in cases of serious or repeated violations.

5.1 You are not permitted to, and you agree not to permit others (including, but not limited to):

-Decode, reverse engineer, disassemble, or decompile (translate object code into source code) any part of the Platform

-Modify the Platform, including but not limited to changing program code or functionality

-Enable unauthorized persons to use the Platform

-Introduce changes to information about the Platform's rights holder

-Create derivative products based on the Platform

-Upload, transmit, or distribute materials or content that incites hatred or violates third-party rights, contains sexual content, violence, or discrimination by race, sex, ethnicity, disability, sexual orientation, or age

-Use the Platform to distribute materials or content that HRP, based on its subjective judgment, considers defamatory, obscene, offensive, pornographic, or hateful in nature

-Use the Platform whenever its failure may directly result in death, injury, or substantial physical or environmental damage

-Use technical support or reporting functions for unintended purposes

5.2Should HRP create new versions, updates, upgrades, or other new deliveries relating to the Platform during the term, the above rights shall also apply to these.

5.3In the event of breach of the above provisions, HRP shall reserve the right to block User access, either temporarily or permanently, but not before corresponding notification and the granting of a reasonable period of time to remedy the breach by the User. Should the User continue to infringe or repeatedly infringe the above regulations despite corresponding reminder from HRP, HRP may immediately and permanently terminate the contractual relationship with that User without prior notice.

6.1 HRP acts as a service provider for Businesses, attracting Contractors for work performance and service provision. Through the Platform, Contractors and Businesses can execute business transactions with HRP, and HRP agrees to accept work results and provide services.

6.2 Businesses undertake to place work orders and service requests on the Platform, as well as to accept work results and services rendered and make payment.

6.3 Businesses undertake to place work orders on the Platform for HRP, and Contractors, at the time of accepting orders from HRP, provide their willing acceptance of all material performance terms for works and/or services set forth by the applicable work order. Material terms set forth by work orders include:

6.3.1 Volume of works and/or services to be performed within the work order scope

6.3.2 Timeframes for work order completion, as well as timeframe for transferring results to HRP

6.3.3 When applicable, requirement to assign intellectual property rights to HRP from Contractors

6.3.4 Amount of Contractor compensation payable for work order completion

6.4 Work orders may involve intellectual property creation. The intellectual property intellectual rights to which are owned by HRP or third parties (including but not limited to Businesses), authorizing HRP to modify, add to, or otherwise remake such intellectual property. Contractors undertake to create intellectual property without using third-party intellectual property and without violating third-party intellectual property rights. By accepting work orders, Contractors unconditionally and entirely transfer, convey, and assign to HRP (with full title guarantee and free from any liens or encumbrances) all intellectual rights in full, including exclusive right, in and to intellectual property forming part of or constituting the result. HRP accepts all such rights in and to intellectual property in full.

6.5 HRP then transfers intellectual property rights to Businesses at the time of payment by Businesses of compensation to HRP.

6.6 Parties unambiguously agree that in cases where Contractors use in creation of intellectual property their own intellectual property of any kind, at the moment of transfer to HRP of the result forming part of or constituting intellectual property which contains the discussed intellectual property of Contractors, Contractors grant to HRP an unlimited, fully paid for, non-exclusive license with respect to world territory to use Contractors' intellectual property as part of said intellectual property by any means and for any purposes without any limitations whatsoever, including, but not limited to, use by means of remaking. The discussed license is granted by Contractors for the full term of protection of intellectual rights in and to Contractors' intellectual property, with the right to grant sublicenses to third parties (including, but not limited to Businesses).

6.7 Parties unambiguously agree that in cases where Contractors use in creation of intellectual property intellectual property of third parties, including Businesses, when creating intellectual property (in cases where it is allowed and such use is performed by Contractors on a legal basis), the license fee for its use as part of intellectual property is included in Contractors' compensation for work performance to create intellectual property within the framework of the relevant work order. In addition to compensation provided for in these Terms, HRP is under no obligation to and will not pay to Contractors any additional amounts of compensation for assignment of intellectual rights in and to intellectual property created by Contractors when performing work orders, or any additional license fees for use of Contractors' intellectual property which may have been used in creation of intellectual property.

7.1 If Businesses have concluded a service provision or work performance agreement with HRP's partner (a partner is a legal entity having a contractual relationship with HRP), then Businesses receive Platform usage rights on the basis of these Terms, and Businesses' financial obligations arise only in relation to HRP's partner.

7.2 If disputes arise between Users and HRP's partners, such disputes are handled by Businesses and HRP's partners independently. HRP is not responsible for HRP partner's contractual performance, as described in clause

6.1.7.

7.3 HRP's partners may display cards with the most popular works and services available.

8.1 The Platform includes a marketplace feature where Businesses may post work requests and Contractors may indicate interest. This marketplace serves as a matching tool between HRP and potential Contractors. Contractors can share personal information with HRP's partners and other businesses registered on the Platform to receive tasks, complete tasks, and receive payment.

8.2 If a task is available for the specific type of work or service that Contractors have previously indicated interest in, Contractors will be presented with the task in their personal account on the Platform.

8.3 Task cards are not an offer or order for work execution or service provision. That is, they are not a proposal by HRP or any other third party to perform work or provide services.

9.1 By accepting these Terms, Users represent and warrant that:

9.1.1 Contractors shall at all times perform work and render services in a timely manner and of due quality, and in cases where Contractors engage third parties, such third parties shall perform work and render services in a timely manner and of due quality

9.1.2 Businesses shall timely accept work results and services rendered and make payment

9.1.3 Businesses warrant and represent that the intellectual property created by Contractors shall not infringe on intellectual property rights of any third parties owned by Businesses, as evidenced by these Terms

9.1.4 Businesses further warrant and represent that Contractors will not encounter obstacles to intellectual property ownership, assignment, and transfer or other assignment of intellectual property to HRP under these Terms when performing work orders

9.1.5 Use of intellectual property, its ownership and disposal, after assignment of intellectual property to HRP by either HRP or any third party shall not require any license, authorization, or consent from, or payment of any royalty or other moneys to, any third party

9.1.6 If intellectual property created by Contractors and assigned to HRP under these Terms contains or utilizes any code, module, or program that may be classified, or are recognized, as open source software, such integrated items shall be used within intellectual property based on licenses allowing use of such items in any commercial software program or database, as well as in commercial activities

9.1.7 Contractors shall rectify all claims of any third party relating to the quality, completeness, or other characteristics of results created by Contractors in the process of work performance, as well as services rendered under these Terms, independently and at Contractors' cost. Contractors agree that this warranty and obligation of Contractors constitute a material term for Contractors under these Terms, and that the discussed warranty extends to claims of any third party with respect to any result that is intellectual property or contains intellectual property, including claims relating to potential infringement of intellectual property of any third party with respect to the intellectual property of the result, as well as claims of any third party relating to use of the intellectual property of any third party in creation of the result of works and/or provision of services

9.2 The Customer hereby agrees to fully indemnify (or reimburse in full) and hold HRP and/or any of HRP's affiliates, owners, directors, officers, and employees harmless (or compensate in full) from and against all damages (including loss of profit and other consequential losses) caused by or in connection with claims, demands, judgments, liabilities, costs, and expenses (including reasonable attorneys' fees), which HRP and/or any of its affiliates, owners, directors, officers, and employees will suffer, incur, or pay out, or which will be asserted against HRP and/or any of its affiliates, owners, directors, officers, and employees in whole or in part, caused by, or arising in connection with:

-Breach by Businesses or Contractors of any of these Terms

-Misuse by Businesses or Contractors of the Platform or violation of these Terms

-Violation by Businesses or Contractors of any law or third-party rights, including but not limited to infringement or other violation of any intellectual property rights or other rights of third parties (including HRP)

9.3Businesses hereby agree and warrant that if Contractors use in creation of intellectual property intellectual property of third parties, Contractors have received from all such third parties express consents to use the relevant intellectual property for the purposes of creating intellectual property and subsequent use of said third-party intellectual property as part of intellectual property. These warranty and obligation of Contractors are material obligations of Contractors under these Terms.

9.4Contractors hereby expressly agree and warrant that Contractors shall rectify any and all disputes relating to intellectual property created by Contractors when performing work on work orders independently and at

Contractors' sole expense. Additionally, Contractors agree to compensate to HRP any and all damages relating to intellectual property created by Contractors in cases of claims against HRP brought by third parties with respect to ownership, use, or disposal of intellectual property and/or intellectual rights in and to said intellectual property. These warranty and obligation of Contractors are material obligations of Contractors under these Terms.

9.5In case of discovery by HRP or third parties of infringement by Businesses of intellectual property rights of any parties to intellectual property or use of intellectual property of third parties in creation of intellectual property without express consent of said third parties, HRP reserves the right to terminate Businesses' account with HRP and to terminate HRP's contractual relations with that Business, and the Business has no right to demand any compensation from HRP for the early termination of these Terms. Moreover, in the event of infringement, HRP may send a commercial offer to Businesses. Compensation corresponding to the information about the amount of compensation indicated in Businesses' personal account. HRP transfers the invoice to Businesses. Businesses shall download the invoice and pay an advance payment for work and services. By making payment, Businesses accept these Terms and agree with the amount of compensation indicated in Businesses' personal account. HRP may adjust the amount of established compensation as described below.

10.1 Compensation and payment procedures are governed by the applicable service agreement between Users and HRP, and may vary depending on whether Users access the Platform directly or through HRP's partners.

10.2 If disputes arise relating to amounts of work performed and/or services rendered, HRP may send a commercial offer to Businesses. Compensation corresponding to the information about the amount of compensation indicated in Businesses' personal account. HRP transfers the invoice to Businesses. Businesses shall download the invoice and pay an advance payment for works and services. By making payment Businesses accept these Terms and agree with the amount of compensation indicated in Businesses' personal account. HRP may adjust the amount of established compensation as described below.

10.3 By paying the invoice, Businesses confirm acceptance of these Terms and commercial conditions specified in the HRP commercial offer.

10.4 Payment may be made using payment methods offered by HRP. HRP may instruct the payment service chosen by Businesses to make payments in accordance with these Terms. HRP shall reserve the right to exclude certain payment methods. Insofar as payment against invoice is offered, HRP shall reserve the right to carry out a credit check in individual cases.

10.5 HRP may grant rights to additional Platform modules or provide additional services. Compensation amount will be indicated on the Platform at the time of placing the order.

10.6 In case where you have activated autopayments on the Platform, we will automatically deduct compensation on top of payments made through the Platform and payment service providers.

10.7 HRP may change compensation amount at any time and at its sole discretion upon at least 30 days advance notice to you before the end date of your next billing period. Compensation changes are effective at the end of the next billing period after you receive notice of the change. If you do not agree to the change in compensation, you must stop using the Platform at least 5 days prior to the end of your next billing period by sending HRP notice of termination of using the Platform to [email protected]. Your continued use of the Platform after compensation change becomes effective constitutes your consent to the new compensation terms.

10.8 HRP issues a quarterly (or other periodic) reconciliation report for Businesses, detailing mutual transactions between HRP and Businesses. Within 5 days of receiving the report, Businesses must review, approve, or object to it. Failure to respond within the specified timeframe indicates that Businesses have accepted the information and data in the report as accurate. If Businesses fail to comply with the deadline set out in this clause, they forfeit the right to raise any claims against HRP in relation to the accounting period covered by that report.

10.9 We may perform accounting, bookkeeping, or similar activities on behalf of Businesses in accordance to applicable law. Users will be granted access to these records at reasonable intervals and in accordance with appropriate notice to HRP. Fees for provision of copies of such records and accounting documents, where applicable, are borne by the requesting Business. Depending on your location, some payment methods may not be available for use. Depending on the desired payment method, Businesses may be required to enter into a separate agreement with the applicable Payment Service Provider ("Payment Service Provider Agreement").

Your use of any payment method is subject to the terms and conditions of the applicable Payment Service Provider's rules and regulations and your agreement with them, and we will not be liable to you for any losses you suffer in connection with your use of any third-party payment services.

HRP is not a party to your Payment Service Provider Agreement and will not intervene in any disputes related to payments you make or receive using any third-party payment method.

HRP is not responsible for any transaction fees, foreign exchange fees, or any other fee imposed separately on Businesses by a Payment Service Provider or by Businesses' own financial institution.

10.10 Businesses understand and agree that Businesses will need to keep payment method information accurate and up-to-date. Businesses may be responsible for unauthorized use of Businesses' payment method. Businesses should immediately contact Businesses' Payment Service Provider if Businesses believe Businesses' payment account security may have been compromised. We may store payment amount and payment status details stored in your account, which are subject to the privacy policy of each Payment Service Provider. Review each provider's privacy policy before sharing information about your payment methods.

10.11 By using any payment method and providing payment information to HRP or to any Payment Service Provider, you represent and warrant that you are the owner, or authorized representative of the owner of the bank account or payment method account you use to send or receive payments, and that you are legally authorized to send or receive payments using such accounts.

10.12 All payment services, including withdrawal services will be provided by HRP's Payment Service Provider.

11.1 Users agree to use electronic signatures on the Platform - namely, a code which may consist of letters, characters, numbers, which is directed to the verified phone number of Users for the purpose of approving electronic signature and is entered by Users in a special field on the Platform. By clicking on the button to sign the document and by entering the code received on the verified phone number into a special field on the Platform, Users sign the corresponding document.

11.2 You agree that any electronic signature or other electronic symbol or process attached to, or associated with a contract, form, certificate, or other document between you and HRP or a third party shall have the same force and legal effect as a handwritten signature or certification by your seal, where applicable, or a certification by original stamp. This applies in cases where you use electronic signature method described above, while using the Platform and the associated electronic signature, and while you maintain confidentiality and confirm your authorship when using the E-signature.

11.3 By using the Platform, you confirm your consent to receive service-related notices affecting payment and these Terms through your account or via email and you agree that they will be considered received 24 hours after they are sent. You understand that you may not use the Platform unless you consent to receive notices electronically. You may only withdraw consent to receive notices electronically by closing your account.

12.1 Users agree to use electronic signature on the Platform - namely, a code which may consist of letters, characters, numbers, which is directed to the verified phone number of Users for the purpose of approving the electronic signature and is entered by Users in a special field on the Platform. By clicking on the button to sign the document and by entering the code received on the verified phone number into a special field on the Platform, Users sign the corresponding document.

12.2 You agree that any electronic signature or other electronic symbol or process attached to, or associated with a contract, form, certificate, or other document between you and HRP or a third party shall have the same force and legal effect as a handwritten signature or certification by your seal, where applicable, or a certification by original stamp. This applies in cases where you use electronic signature method described above, while using the Platform and the associated electronic signature, and while you maintain confidentiality and confirm your authorship when using the E-signature provided that you observe confidentiality requirements, and confirm the fact that you are the document's author when using the E-signature.

13.1 All intellectual property rights related to the Platform are owned by HRP and/or its affiliates. All rights are reserved, unless otherwise provided by these Terms. The Platform is protected by copyright laws, international intellectual property treaties and conventions, and other regulations. The Platform contains certain licensed materials, and the rights holders of these materials shall be entitled to protect their rights in the event that such rights and these Terms are violated.

13.2 HRP respects third-party intellectual property, while Users undertake not to infringe any intellectual property rights when interacting with the Platform and mobile applications. If you are a copyright owner or legal representative thereof and believe that certain content posted on the Platform and mobile applications infringes your copyright, please notify us at [email protected].

13.3 Users acknowledge that HRP's name, the Platform's name, and the related logo and commercial designations are HRP's marks on the Platform and in connection with the Platform and related services. These marks may be registered. The use of HRP's marks by third parties on the Platform is prohibited unless it is done with the permission of HRP. Users are prohibited from using any HRP marks or related symbols in connection with any product or service that may confuse individuals regarding the source or sponsorship of that product or service. Users may not use any HRP marks in any manner that may disparage HRP or damage HRP's goodwill, or in connection with obscene, indecent, or unlawful materials or use, or any materials or use that infringes another's rights. Users do not gain any ownership or other proprietary right in the HRP marks (e.g., trademarks, service marks, trade names, or other marks), and all rights (e.g., trademark rights, goodwill) associated with HRP's marks created as a result of such use shall inure solely to HRP's benefit. HRP's marks include not only the logos and product names on the Platform but also the names or signs, buttons, color choices, the design of the Platform's website headers, page layouts, and icons or other graphic symbols. Users shall not remove, obscure, or change HRP's marks that appear on the Platform or third-party goods, services, or commercial activities that may be displayed on the Platform. Unless otherwise provided in agreements with Users, exclusively for the purpose of providing information about the cooperation, HRP shall have the right to publish the name of Businesses, as well as information about the cooperation with Businesses, on the Platform, on its website and landing pages, in presentations, at events organized by HRP, on social media, and in articles on third-party websites. Businesses hereby give their consent to the publication and presentation of information about cooperation with HRP, including the mention of Businesses' name, links to Businesses' website and their social media pages, as well as the reproduction of Businesses' logos, registered trademarks, and other designations used by Businesses, either as part of such information or separately, provided that such use is carried out by HRP in good faith.

14.1 Unless otherwise required by the mandatory laws of a member state of the European Union or any other jurisdiction, these Terms shall be governed by the laws of the Hong Kong Special Administrative Region, without regard to principles of choice or conflict of laws.

14.2 These Terms are made in accordance with the laws of the Hong Kong Special Administrative Region, and all matters not expressly covered by these Terms as well as the Parties' relations in connection with the making, performance (including failure to perform and/or undue performance), termination, consequences, and invalidity shall be governed by the law of the Hong Kong Special Administrative Region without regard to principles of choice or conflict of laws.

14.3 In the event of any disagreement, both Parties shall endeavor to settle it amicably. In the event of a dispute, the costs of a dispute shall be lodged by Users personally, rather than part of any category, class, or the entirety of the Users; you bear any dispute personally, where you access and where you access the Platform, and you are solely responsible for compliance with those laws. You agree that HRP is not and cannot be held liable if your use of the Platform is restricted or prohibited by the legislation applicable to you. We do not guarantee that materials, services, or information posted on the Platform are suitable or accessible for use outside the Hong Kong Special Administrative Region. Access to the territories where its content is illegal or restricted is prohibited. You access this website from locations outside the Hong Kong Special Administrative Region at your own risk and shall bear responsibility for compliance with local laws.

15.1 HRP provides Users with the Platform on an "AS IS" basis and all risks associated with the suitability and applicability of the Platform for a particular purpose, the nature of its execution, compatibility, and performance of the Platform, not expressly stated in these Terms, shall be borne by Users. HRP does not provide Users with any express or implied warranties of any kind with respect to any risks, and disclaims any such warranties. For the avoidance of doubt, HRP does not provide any warranties not expressly stated in these Terms, including, without limitation, warranties of merchantability, satisfactory quality, fitness for a particular purpose, title, non-infringement of intellectual property rights, or any other implicit warranties arising from the course of dealing or usage of trade. HRP makes reasonable efforts to ensure the accuracy and currency of information appearing on the Platform, however, HRP makes no warranties or representations that the information is accurate, complete, or current, and we disclaim all such warranties.

15.2 To the extent permitted by applicable law, HRP shall not be liable for non-performance or improper performance of these Terms as per the applicable law of the Hong Kong Special Administrative Region and other applicable laws of any other jurisdictions, and pursuant to these Terms.

15.3 HRP is only liable for damages caused by intent or gross negligence. Such liability is excluded in the event of use of the Platform by Users in breach of these Terms.

15.4 You agree that HRP does not bear responsibility for any direct, immediate, incidental, intentional, indirect, or approximate damage, including, but not limited to, damage, deprivation, or loss, even if the opportunity to receive compensation for such damage was offered earlier, among other things, HRP shall not be liable if the damage is caused by: (a) the use or unsuccessful use of the Platform; (b) receipt of additional services, bonuses, gifts; © unauthorized access or loss of access to your account; (d) anyone's claim or behavior in connection with the Platform; (e) any other item regarding the Platform and the services we provide.

15.5 You shall be solely liable for any damage caused to HRP, its partners, subcontractors of related services, other Users, or any private individuals or legal entities as a result of your breaching these Terms.

15.6 You agree that, regardless of any applicable legislation, any claim, demand, or cause of action arising from or related to your use of the Platform or these Terms shall be filed within one (1) year after such claim or cause of action arose; otherwise such claim or demand shall be permanently blocked. You agree to indemnify and hold HRP and/or HRP's affiliates, partners, agents, employees harmless from and against any claims, actions, or demands, including, without limitation, reasonable legal and accounting fees, resulting from your violation of these Terms or other applicable laws and regulations. HRP shall provide you with notice of any such claim, suit, or proceeding, and may, in its sole discretion, assist in the defense (at your expense) if properly requested and fairly, thoroughly, and promptly supported, provided that you cooperate fully with HRP. HRP will consider each breach on a case-by-case basis, and decide at its own discretion whether your account should be deleted or temporarily suspended.

16.1 If you have questions about the Platform or encounter issues, you may contact our support team at [email protected].

16.2 We will make reasonable efforts to respond to your inquiries and resolve technical issues in a timely manner, but we do not guarantee specific response times or resolution outcomes.

17.1 These Terms shall come into effect upon acceptance by Users and shall continue in force until terminated by you or HRP.

17.2 Sections 2, 4, 5, 11-15 of these Terms shall survive the expiry or termination of these Terms.

17.3 Users may terminate these Terms by submitting account deletion request to [email protected]. As a result of deleting the account, Users will lose access to the Platform. The account will be deleted within seven (7) calendar days upon submission of a deletion request. During this period, financial and other operations initiated by Users prior to requesting deletion will be completed. After the deletion period expires, personal data related to Users' account will be deleted. We may continue to process the data upon receipt of the request, if this is necessary to protect the legitimate rights and interests of HRP and third parties and permitted by applicable law.

17.4 In the event that HRP ceases to support the Platform or in the event that there are changes to these Terms with which you do not agree, you may stop using the Platform. HRP will notify Users of any changes at least sixty (60) calendar days in advance by posting information on the Platform or sending notification by email to the email address specified by Users. Your continued use of the Platform after this notification period shall be deemed to be consent to the changes.

17.5 HRP shall not be liable for any damages resulting from termination of access to the Platform.

18.1 Should any of the provisions of these Terms be deemed for any reasons invalid, illegal, null and void, or unenforceable, then this provision or its respective part shall be deemed annulled, whilst the remaining provisions shall be deemed severable and remain in full force and effect, the exception being when such partial invalidity materially alters the intentions of the Parties existing at the point of concluding these Terms.

18.2 Legal rights. You may have additional rights in relation to the legal relations set forth in these Terms as provided for by the law of your country. These Terms do not change your rights granted under the law of your country, unless this is permitted by the law of your country.

18.3 Entire agreement. These Terms constitute the entire agreement on your use of the Platform and supersedes any other prior or contemporaneous agreements on this subject matter.

18.4 No assignment by you. You are not allowed to assign any rights or obligations under these Terms to a third party.

18.5 Independent parties. The parties are independent parties, and these Terms do not create any agency, partnership, or joint venture relationship.

18.6 Force majeure. The Parties are exempted from liability for non-performance or improper performance of these Terms in the event of certain circumstances such as natural disasters, military action, strikes, lockouts, labor unrest, or other unforeseen working conditions, provided that such circumstances are beyond the will of the Parties and could not have been prevented or controlled by the Parties.

HRP Limited

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